Call reports 2008
AMERICAN CHARTERED BANK — 2008
What AMERICAN CHARTERED BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 2,842,093,000 | 3,117,668,000 | 3,134,214,000 | 3,160,972,000 |
| Total loans | 2,010,284,000 | 2,148,514,000 | 2,225,018,000 | 2,225,347,000 |
| Allowance for loan losses | 25,706,000 | 39,665,000 | 40,015,000 | 33,084,000 |
| Securities available for sale | 618,688,000 | 687,088,000 | 704,960,000 | 723,819,000 |
| Securities held to maturity | 29,519,000 | 27,782,000 | 26,422,000 | 25,402,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,403,224,000 | 2,651,506,000 | 2,623,242,000 | 2,644,186,000 |
| Interest-bearing deposits | 1,988,725,000 | 2,202,807,000 | 2,182,388,000 | 2,193,344,000 |
| Noninterest-bearing deposits | 414,499,000 | 448,699,000 | 440,854,000 | 450,842,000 |
| Equity capital | 210,698,000 | 217,863,000 | 221,640,000 | 235,589,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 40,799,000 | 79,618,000 | 121,304,000 | 160,866,000 |
| Interest expense | 20,890,000 | 39,601,000 | 58,141,000 | 78,026,000 |
| Net interest income | 19,909,000 | 40,017,000 | 63,163,000 | 82,840,000 |
| Noninterest income | 3,514,000 | 5,760,000 | 9,906,000 | 13,719,000 |
| Noninterest expense | 12,490,000 | 25,634,000 | 39,005,000 | 51,957,000 |
| Provision for loan losses | 3,000,000 | 24,600,000 | 29,100,000 | 35,539,000 |
| Pretax income | 7,933,000 | -3,616,000 | 6,327,000 | 11,158,000 |
| Income tax | 2,560,000 | -2,536,000 | 843,000 | 1,852,000 |
| Net income | 5,373,000 | -1,080,000 | 5,484,000 | 9,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 204,293,000 | 222,261,000 | 225,444,000 | 229,280,000 |
| Total capital | 229,999,000 | 252,567,000 | 256,304,000 | 259,847,000 |
| Risk-weighted assets | 2,263,052,000 | 2,415,090,000 | 2,463,779,000 | 2,442,554,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN CHARTERED BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.