Call reports 2007
AMERICAN CHARTERED BANK — 2007
What AMERICAN CHARTERED BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 2,476,411,000 | 2,549,577,000 | 2,673,669,000 | 2,707,425,000 |
| Total loans | 1,761,902,000 | 1,849,529,000 | 1,904,533,000 | 1,945,780,000 |
| Allowance for loan losses | 23,715,000 | 24,845,000 | 24,479,000 | 25,642,000 |
| Securities available for sale | 511,919,000 | 510,615,000 | 571,257,000 | 582,891,000 |
| Securities held to maturity | 35,127,000 | 33,206,000 | 31,957,000 | 30,830,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,141,884,000 | 2,203,896,000 | 2,344,417,000 | 2,322,849,000 |
| Interest-bearing deposits | 1,745,836,000 | 1,799,766,000 | 1,932,778,000 | 1,905,661,000 |
| Noninterest-bearing deposits | 396,048,000 | 404,130,000 | 411,639,000 | 417,188,000 |
| Equity capital | 185,600,000 | 182,091,000 | 194,418,000 | 202,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 40,730,000 | 83,946,000 | 129,275,000 | 173,464,000 |
| Interest expense | 21,318,000 | 44,314,000 | 68,398,000 | 92,026,000 |
| Net interest income | 19,412,000 | 39,632,000 | 60,877,000 | 81,438,000 |
| Noninterest income | 2,885,000 | 5,837,000 | 8,987,000 | 12,255,000 |
| Noninterest expense | 12,087,000 | 23,811,000 | 35,955,000 | 48,476,000 |
| Provision for loan losses | 1,950,000 | 4,350,000 | 7,000,000 | 10,000,000 |
| Pretax income | 8,260,000 | 17,308,000 | 26,909,000 | 35,217,000 |
| Income tax | 2,792,000 | 5,892,000 | 9,194,000 | 11,867,000 |
| Net income | 5,468,000 | 11,416,000 | 17,715,000 | 23,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 187,264,000 | 190,218,000 | 196,523,000 | 202,163,000 |
| Total capital | 210,979,000 | 215,063,000 | 221,002,000 | 227,805,000 |
| Risk-weighted assets | 1,987,181,000 | 2,077,886,000 | 2,123,216,000 | 2,175,002,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN CHARTERED BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.