Call reports 2006
AMERICAN CHARTERED BANK — 2006
What AMERICAN CHARTERED BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 2,074,145,000 | 2,212,347,000 | 2,278,273,000 | 2,435,088,000 |
| Total loans | 1,511,485,000 | 1,616,572,000 | 1,687,525,000 | 1,734,014,000 |
| Allowance for loan losses | 19,670,000 | 20,794,000 | 21,007,000 | 22,231,000 |
| Securities available for sale | 395,341,000 | 410,849,000 | 439,983,000 | 483,769,000 |
| Securities held to maturity | 42,342,000 | 40,433,000 | 38,722,000 | 36,421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,775,980,000 | 1,919,515,000 | 1,952,022,000 | 2,066,412,000 |
| Interest-bearing deposits | 1,413,711,000 | 1,529,741,000 | 1,580,802,000 | 1,656,320,000 |
| Noninterest-bearing deposits | 362,268,000 | 389,773,000 | 371,220,000 | 410,092,000 |
| Equity capital | 151,639,000 | 155,953,000 | 168,224,000 | 178,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 32,023,000 | 68,060,000 | 107,111,000 | 148,109,000 |
| Interest expense | 14,361,000 | 31,882,000 | 51,255,000 | 72,549,000 |
| Net interest income | 17,662,000 | 36,178,000 | 55,856,000 | 75,560,000 |
| Noninterest income | 2,179,000 | 4,727,000 | 7,278,000 | 10,051,000 |
| Noninterest expense | 10,927,000 | 22,094,000 | 34,118,000 | 45,703,000 |
| Provision for loan losses | 1,500,000 | 3,075,000 | 4,725,000 | 6,525,000 |
| Pretax income | 7,414,000 | 15,736,000 | 24,291,000 | 33,383,000 |
| Income tax | 2,565,000 | 5,472,000 | 8,446,000 | 11,387,000 |
| Net income | 4,849,000 | 10,264,000 | 15,845,000 | 21,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,974,000 | 164,891,000 | 172,270,000 | 181,790,000 |
| Total capital | 176,644,000 | 185,685,000 | 193,277,000 | 204,021,000 |
| Risk-weighted assets | 1,697,881,000 | 1,802,663,000 | 1,874,118,000 | 1,950,928,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN CHARTERED BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.