Call reports 2025
BATH SAVINGS INSTITUTION — 2025
What BATH SAVINGS INSTITUTION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,415,126,000 | 1,447,972,000 | 1,469,296,000 | 1,497,823,000 |
| Total loans | 833,371,000 | 837,251,000 | 862,694,000 | 854,134,000 |
| Allowance for loan losses | 11,978,000 | 12,187,000 | 12,351,000 | 12,000,000 |
| Securities available for sale | 416,007,000 | 424,318,000 | 440,024,000 | 489,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,106,043,000 | 1,125,192,000 | 1,138,038,000 | 1,161,942,000 |
| Interest-bearing deposits | 915,380,000 | 924,822,000 | 919,157,000 | 956,656,000 |
| Noninterest-bearing deposits | 190,663,000 | 200,370,000 | 218,881,000 | 205,286,000 |
| Equity capital | 197,514,000 | 203,598,000 | 210,705,000 | 216,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,044,000 | 30,747,000 | 47,141,000 | 63,977,000 |
| Interest expense | 6,306,000 | 12,889,000 | 19,524,000 | 26,047,000 |
| Net interest income | 8,738,000 | 17,858,000 | 27,617,000 | 37,930,000 |
| Noninterest income | 3,136,000 | 6,390,000 | 9,738,000 | 13,362,000 |
| Noninterest expense | 8,756,000 | 17,523,000 | 25,906,000 | 33,731,000 |
| Provision for loan losses | 179,000 | 369,000 | 558,000 | 482,000 |
| Pretax income | 1,598,000 | 7,145,000 | 11,772,000 | 17,838,000 |
| Income tax | 38,000 | 853,000 | 1,511,000 | 2,537,000 |
| Net income | 1,560,000 | 6,292,000 | 10,261,000 | 15,301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 223,249,000 | 227,981,000 | 231,950,000 | 236,990,000 |