Call reports 2024
BATH SAVINGS INSTITUTION — 2024
What BATH SAVINGS INSTITUTION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,350,095,000 | 1,395,226,000 | 1,372,601,000 | 1,400,586,000 |
| Total loans | 812,727,000 | 822,052,000 | 820,743,000 | 826,653,000 |
| Allowance for loan losses | 11,173,000 | 11,545,000 | 11,726,000 | 11,800,000 |
| Securities available for sale | 394,990,000 | 398,734,000 | 407,051,000 | 413,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,048,039,000 | 1,095,901,000 | 1,059,435,000 | 1,098,984,000 |
| Interest-bearing deposits | 863,144,000 | 881,971,000 | 861,951,000 | 906,769,000 |
| Noninterest-bearing deposits | 184,895,000 | 213,930,000 | 197,484,000 | 192,215,000 |
| Equity capital | 173,084,000 | 177,800,000 | 190,135,000 | 189,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 14,366,000 | 29,002,000 | 44,059,000 | 59,247,000 |
| Interest expense | 6,446,000 | 13,236,000 | 20,192,000 | 26,971,000 |
| Net interest income | 7,920,000 | 15,766,000 | 23,867,000 | 32,276,000 |
| Noninterest income | 2,905,000 | 5,947,000 | 9,076,000 | 12,768,000 |
| Noninterest expense | 8,420,000 | 16,770,000 | 24,755,000 | 31,610,000 |
| Provision for loan losses | 177,000 | 555,000 | 732,000 | 804,000 |
| Pretax income | 4,894,000 | 7,684,000 | 13,340,000 | 18,850,000 |
| Income tax | 818,000 | 986,000 | 2,149,000 | 3,097,000 |
| Net income | 4,076,000 | 6,698,000 | 11,191,000 | 15,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 210,013,000 | 212,634,000 | 217,127,000 | 221,688,000 |