Call reports 2023
BATH SAVINGS INSTITUTION — 2023
What BATH SAVINGS INSTITUTION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,286,254,000 | 1,316,293,000 | 1,286,435,000 | 1,355,181,000 |
| Total loans | 748,128,000 | 776,535,000 | 779,799,000 | 796,866,000 |
| Allowance for loan losses | 10,778,000 | 10,950,000 | 11,126,000 | 11,000,000 |
| Securities available for sale | 418,030,000 | 401,713,000 | 382,878,000 | 403,880,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,024,638,000 | 1,027,633,000 | 1,014,838,000 | 1,052,313,000 |
| Interest-bearing deposits | 821,269,000 | 824,978,000 | 808,472,000 | 859,425,000 |
| Noninterest-bearing deposits | 203,369,000 | 202,655,000 | 206,366,000 | 192,888,000 |
| Equity capital | 162,250,000 | 161,414,000 | 152,647,000 | 172,387,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 12,201,000 | 25,126,000 | 38,663,000 | 52,533,000 |
| Interest expense | 3,239,000 | 7,922,000 | 13,225,000 | 19,218,000 |
| Net interest income | 8,962,000 | 17,204,000 | 25,438,000 | 33,315,000 |
| Noninterest income | 2,489,000 | 5,192,000 | 7,975,000 | 11,177,000 |
| Noninterest expense | 8,140,000 | 16,259,000 | 24,212,000 | 30,933,000 |
| Provision for loan losses | 175,000 | 351,000 | 526,000 | 437,000 |
| Pretax income | 5,069,000 | 10,462,000 | 11,306,000 | 19,145,000 |
| Income tax | 849,000 | 1,844,000 | 1,804,000 | 3,289,000 |
| Net income | 4,220,000 | 8,618,000 | 9,502,000 | 15,856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 194,318,000 | 198,697,000 | 199,581,000 | 205,936,000 |