Call reports 2022
BATH SAVINGS INSTITUTION — 2022
What BATH SAVINGS INSTITUTION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,206,621,000 | 1,233,246,000 | 1,262,862,000 | 1,276,951,000 |
| Total loans | 665,780,000 | 692,915,000 | 707,269,000 | 724,813,000 |
| Allowance for loan losses | 9,617,000 | 9,778,000 | 9,940,000 | 10,000,000 |
| Securities available for sale | 414,908,000 | 394,221,000 | 413,766,000 | 416,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 984,705,000 | 1,026,366,000 | 1,042,319,000 | 1,055,695,000 |
| Interest-bearing deposits | 766,079,000 | 794,253,000 | 800,739,000 | 831,865,000 |
| Noninterest-bearing deposits | 218,626,000 | 232,113,000 | 241,580,000 | 223,830,000 |
| Equity capital | 164,326,000 | 152,379,000 | 143,149,000 | 150,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 8,532,000 | 17,547,000 | 27,816,000 | 39,357,000 |
| Interest expense | 495,000 | 1,221,000 | 2,591,000 | 4,917,000 |
| Net interest income | 8,037,000 | 16,326,000 | 25,225,000 | 34,440,000 |
| Noninterest income | 2,878,000 | 5,294,000 | 7,786,000 | 10,722,000 |
| Noninterest expense | 7,645,000 | 15,309,000 | 22,689,000 | 28,886,000 |
| Provision for loan losses | 167,000 | 335,000 | 502,000 | 566,000 |
| Pretax income | 440,000 | -1,790,000 | 611,000 | 8,571,000 |
| Income tax | -103,000 | -833,000 | -568,000 | 708,000 |
| Net income | 543,000 | -957,000 | 1,179,000 | 7,863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,760,000 | 181,259,000 | 183,395,000 | 190,080,000 |