Call reports 2021
BATH SAVINGS INSTITUTION — 2021
What BATH SAVINGS INSTITUTION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,135,979,000 | 1,181,342,000 | 1,203,159,000 | 1,229,908,000 |
| Total loans | 641,804,000 | 639,745,000 | 644,265,000 | 648,782,000 |
| Allowance for loan losses | 8,991,000 | 9,142,000 | 9,277,000 | 9,451,000 |
| Securities available for sale | 354,344,000 | 381,506,000 | 411,123,000 | 437,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 909,202,000 | 946,749,000 | 958,671,000 | 981,674,000 |
| Interest-bearing deposits | 700,763,000 | 721,778,000 | 741,170,000 | 758,238,000 |
| Noninterest-bearing deposits | 208,439,000 | 224,971,000 | 217,501,000 | 223,436,000 |
| Equity capital | 163,252,000 | 169,353,000 | 172,217,000 | 181,884,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,277,000 | 16,726,000 | 25,501,000 | 34,046,000 |
| Interest expense | 574,000 | 1,134,000 | 1,681,000 | 2,208,000 |
| Net interest income | 7,703,000 | 15,592,000 | 23,820,000 | 31,838,000 |
| Noninterest income | 3,675,000 | 7,026,000 | 10,291,000 | 13,904,000 |
| Noninterest expense | 6,733,000 | 13,807,000 | 21,061,000 | 27,712,000 |
| Provision for loan losses | 177,000 | 354,000 | 481,000 | 658,000 |
| Pretax income | 4,248,000 | 10,525,000 | 14,730,000 | 23,577,000 |
| Income tax | 718,000 | 1,891,000 | 2,652,000 | 4,368,000 |
| Net income | 3,530,000 | 8,634,000 | 12,078,000 | 19,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,538,000 | 171,641,000 | 175,085,000 | 182,217,000 |
| Total capital | 175,349,000 | 180,452,000 | 184,115,000 | 191,457,000 |
| Risk-weighted assets | 703,464,000 | 703,289,000 | 720,828,000 | 737,566,000 |