Call reports 2020
BATH SAVINGS INSTITUTION — 2020
What BATH SAVINGS INSTITUTION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 949,893,000 | 1,042,137,000 | 1,097,492,000 | 1,113,083,000 |
| Total loans | 633,903,000 | 673,150,000 | 659,429,000 | 643,873,000 |
| Allowance for loan losses | 7,677,000 | 7,793,000 | 8,026,000 | 8,825,000 |
| Securities available for sale | 194,853,000 | 216,589,000 | 255,881,000 | 314,369,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 743,096,000 | 827,382,000 | 869,980,000 | 885,820,000 |
| Interest-bearing deposits | 612,591,000 | 657,554,000 | 680,812,000 | 703,912,000 |
| Noninterest-bearing deposits | 130,505,000 | 169,828,000 | 189,168,000 | 181,908,000 |
| Equity capital | 145,221,000 | 152,577,000 | 158,378,000 | 163,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,814,000 | 17,487,000 | 25,972,000 | 34,789,000 |
| Interest expense | 1,365,000 | 2,262,000 | 2,976,000 | 3,619,000 |
| Net interest income | 7,449,000 | 15,225,000 | 22,996,000 | 31,170,000 |
| Noninterest income | 2,359,000 | 5,399,000 | 8,947,000 | 12,210,000 |
| Noninterest expense | 6,647,000 | 12,966,000 | 19,612,000 | 25,559,000 |
| Provision for loan losses | 117,000 | 233,000 | 473,000 | 1,333,000 |
| Pretax income | -784,000 | 7,780,000 | 15,123,000 | 22,403,000 |
| Income tax | -330,000 | 1,372,000 | 2,816,000 | 4,235,000 |
| Net income | -454,000 | 6,408,000 | 12,307,000 | 18,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,386,000 | 151,248,000 | 157,147,000 | 163,007,000 |
| Total capital | 152,340,000 | 159,483,000 | 165,544,000 | 171,515,000 |
| Risk-weighted assets | 635,578,000 | 658,169,000 | 670,975,000 | 679,160,000 |