Call reports 2019
BATH SAVINGS INSTITUTION — 2019
What BATH SAVINGS INSTITUTION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 924,941,000 | 945,246,000 | 972,046,000 | 937,261,000 |
| Total loans | 624,919,000 | 638,876,000 | 645,339,000 | 639,559,000 |
| Allowance for loan losses | 7,310,000 | 7,419,000 | 7,525,000 | 7,560,000 |
| Securities available for sale | 193,073,000 | 192,504,000 | 185,035,000 | 188,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 740,664,000 | 755,653,000 | 771,457,000 | 737,319,000 |
| Interest-bearing deposits | 612,677,000 | 625,505,000 | 633,824,000 | 609,012,000 |
| Noninterest-bearing deposits | 127,987,000 | 130,148,000 | 137,633,000 | 128,307,000 |
| Equity capital | 129,179,000 | 134,239,000 | 138,264,000 | 142,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,914,000 | 17,958,000 | 27,151,000 | 36,278,000 |
| Interest expense | 1,753,000 | 3,665,000 | 5,553,000 | 7,147,000 |
| Net interest income | 7,161,000 | 14,293,000 | 21,598,000 | 29,131,000 |
| Noninterest income | 1,986,000 | 4,297,000 | 6,842,000 | 9,587,000 |
| Noninterest expense | 6,472,000 | 12,885,000 | 19,107,000 | 24,913,000 |
| Provision for loan losses | 108,000 | 216,000 | 324,000 | 365,000 |
| Pretax income | 5,667,000 | 9,738,000 | 13,893,000 | 19,827,000 |
| Income tax | 1,079,000 | 1,800,000 | 2,554,000 | 3,680,000 |
| Net income | 4,588,000 | 7,938,000 | 11,339,000 | 16,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,281,000 | 136,631,000 | 140,032,000 | 144,840,000 |
| Total capital | 141,394,000 | 144,660,000 | 148,268,000 | 152,873,000 |
| Risk-weighted assets | 648,966,000 | 642,116,000 | 658,700,000 | 642,122,000 |