Call reports 2018
BATH SAVINGS INSTITUTION — 2018
What BATH SAVINGS INSTITUTION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 880,595,000 | 902,654,000 | 919,998,000 | 920,917,000 |
| Total loans | 606,939,000 | 624,027,000 | 623,806,000 | 624,905,000 |
| Allowance for loan losses | 6,934,000 | 7,038,000 | 7,136,000 | 7,200,000 |
| Securities available for sale | 196,383,000 | 194,012,000 | 194,695,000 | 209,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 703,272,000 | 726,547,000 | 743,243,000 | 740,060,000 |
| Interest-bearing deposits | 583,654,000 | 597,026,000 | 606,662,000 | 611,019,000 |
| Noninterest-bearing deposits | 119,618,000 | 129,521,000 | 136,581,000 | 129,041,000 |
| Equity capital | 113,085,000 | 116,548,000 | 119,556,000 | 123,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,881,000 | 16,126,000 | 24,593,000 | 33,428,000 |
| Interest expense | 1,164,000 | 2,591,000 | 4,073,000 | 5,719,000 |
| Net interest income | 6,717,000 | 13,535,000 | 20,520,000 | 27,709,000 |
| Noninterest income | 2,022,000 | 4,103,000 | 6,315,000 | 8,507,000 |
| Noninterest expense | 6,231,000 | 12,370,000 | 18,378,000 | 23,758,000 |
| Provision for loan losses | 103,000 | 205,000 | 308,000 | 372,000 |
| Pretax income | 2,671,000 | 5,333,000 | 8,419,000 | 12,394,000 |
| Income tax | 411,000 | 739,000 | 1,273,000 | 1,999,000 |
| Net income | 2,260,000 | 4,594,000 | 7,146,000 | 10,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,390,000 | 112,724,000 | 115,276,000 | 118,526,000 |
| Total capital | 123,572,000 | 126,666,000 | 130,015,000 | 131,980,000 |
| Risk-weighted assets | 610,153,000 | 632,783,000 | 621,878,000 | 612,623,000 |