Call reports 2017
BATH SAVINGS INSTITUTION — 2017
What BATH SAVINGS INSTITUTION reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 856,395,000 | 882,103,000 | 878,426,000 | 876,496,000 |
| Total loans | 575,229,000 | 596,579,000 | 601,262,000 | 602,085,000 |
| Allowance for loan losses | 6,556,000 | 6,662,000 | 6,769,000 | 6,840,000 |
| Securities available for sale | 204,428,000 | 206,234,000 | 199,845,000 | 198,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 676,949,000 | 690,608,000 | 691,301,000 | 695,550,000 |
| Interest-bearing deposits | 564,009,000 | 569,937,000 | 559,200,000 | 571,450,000 |
| Noninterest-bearing deposits | 112,940,000 | 120,671,000 | 132,101,000 | 124,100,000 |
| Equity capital | 102,753,000 | 106,052,000 | 108,348,000 | 112,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,288,000 | 15,001,000 | 22,960,000 | 30,838,000 |
| Interest expense | 828,000 | 1,805,000 | 2,836,000 | 3,888,000 |
| Net interest income | 6,460,000 | 13,196,000 | 20,124,000 | 26,950,000 |
| Noninterest income | 1,702,000 | 3,785,000 | 5,802,000 | 8,272,000 |
| Noninterest expense | 5,781,000 | 11,543,000 | 17,310,000 | 22,686,000 |
| Provision for loan losses | 108,000 | 216,000 | 324,000 | 396,000 |
| Pretax income | 2,407,000 | 5,696,000 | 8,766,000 | 12,837,000 |
| Income tax | 557,000 | 1,406,000 | 2,176,000 | 1,467,000 |
| Net income | 1,850,000 | 4,290,000 | 6,590,000 | 11,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,398,000 | 101,839,000 | 104,139,000 | 108,129,000 |
| Total capital | 111,274,000 | 113,964,000 | 116,546,000 | 121,089,000 |
| Risk-weighted assets | 574,234,000 | 592,166,000 | 596,315,000 | 600,267,000 |