Call reports 2016
BATH SAVINGS INSTITUTION — 2016
What BATH SAVINGS INSTITUTION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 800,004,000 | 814,576,000 | 820,048,000 | 844,535,000 |
| Total loans | 529,072,000 | 544,455,000 | 556,060,000 | 564,430,000 |
| Allowance for loan losses | 6,086,000 | 6,211,000 | 6,337,000 | 6,450,000 |
| Securities available for sale | 185,774,000 | 186,808,000 | 188,813,000 | 206,895,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 618,557,000 | 639,733,000 | 634,200,000 | 666,908,000 |
| Interest-bearing deposits | 516,406,000 | 524,952,000 | 514,659,000 | 549,681,000 |
| Noninterest-bearing deposits | 102,151,000 | 114,781,000 | 119,541,000 | 117,227,000 |
| Equity capital | 96,868,000 | 99,462,000 | 100,871,000 | 99,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,742,000 | 13,816,000 | 20,829,000 | 27,984,000 |
| Interest expense | 918,000 | 1,765,000 | 2,559,000 | 3,365,000 |
| Net interest income | 5,824,000 | 12,051,000 | 18,270,000 | 24,619,000 |
| Noninterest income | 1,590,000 | 3,531,000 | 5,473,000 | 7,646,000 |
| Noninterest expense | 5,432,000 | 10,976,000 | 16,455,000 | 21,195,000 |
| Provision for loan losses | 125,000 | 250,000 | 376,000 | 502,000 |
| Pretax income | 1,902,000 | 4,469,000 | 7,015,000 | 10,711,000 |
| Income tax | 429,000 | 1,093,000 | 1,689,000 | 2,663,000 |
| Net income | 1,473,000 | 3,376,000 | 5,326,000 | 8,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,973,000 | 92,876,000 | 94,827,000 | 97,549,000 |
| Total capital | 101,913,000 | 104,046,000 | 106,157,000 | 108,909,000 |
| Risk-weighted assets | 536,005,000 | 550,103,000 | 559,572,000 | 562,063,000 |