Call reports 2012
BATH SAVINGS INSTITUTION — 2012
What BATH SAVINGS INSTITUTION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 646,893,000 | 659,943,000 | 666,946,000 | 692,461,000 |
| Total loans | 398,361,000 | 409,801,000 | 424,599,000 | 434,335,000 |
| Allowance for loan losses | 5,933,000 | 5,978,000 | 5,870,000 | 6,221,000 |
| Securities available for sale | 175,746,000 | 181,269,000 | 171,584,000 | 170,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 495,444,000 | 509,008,000 | 505,363,000 | 533,719,000 |
| Interest-bearing deposits | 425,251,000 | 430,680,000 | 421,164,000 | 437,581,000 |
| Noninterest-bearing deposits | 70,193,000 | 78,328,000 | 84,199,000 | 96,138,000 |
| Equity capital | 69,952,000 | 71,369,000 | 74,067,000 | 75,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,867,000 | 11,710,000 | 17,529,000 | 23,338,000 |
| Interest expense | 1,213,000 | 2,389,000 | 3,541,000 | 4,678,000 |
| Net interest income | 4,654,000 | 9,321,000 | 13,988,000 | 18,660,000 |
| Noninterest income | 1,223,000 | 2,663,000 | 4,259,000 | 6,728,000 |
| Noninterest expense | 4,200,000 | 8,369,000 | 12,670,000 | 16,672,000 |
| Provision for loan losses | 120,000 | 240,000 | 361,000 | 713,000 |
| Pretax income | 1,642,000 | 3,471,000 | 5,460,000 | 8,334,000 |
| Income tax | 428,000 | 849,000 | 1,312,000 | 2,110,000 |
| Net income | 1,214,000 | 2,622,000 | 4,148,000 | 6,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,673,000 | 66,080,000 | 67,609,000 | 69,637,000 |
| Total capital | 72,089,000 | 73,636,000 | 75,486,000 | 77,505,000 |
| Risk-weighted assets | 392,609,000 | 407,290,000 | 420,052,000 | 424,281,000 |