Call reports 2011
BATH SAVINGS INSTITUTION — 2011
What BATH SAVINGS INSTITUTION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 599,392,000 | 620,028,000 | 627,460,000 | 636,748,000 |
| Total loans | 393,423,000 | 399,074,000 | 397,346,000 | 391,989,000 |
| Allowance for loan losses | 5,895,000 | 5,725,000 | 5,730,000 | 5,850,000 |
| Securities available for sale | 149,830,000 | 151,905,000 | 159,722,000 | 173,488,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 456,166,000 | 473,378,000 | 476,445,000 | 486,825,000 |
| Interest-bearing deposits | 396,841,000 | 404,477,000 | 406,995,000 | 416,606,000 |
| Noninterest-bearing deposits | 59,325,000 | 68,901,000 | 69,450,000 | 70,219,000 |
| Equity capital | 61,022,000 | 63,901,000 | 66,443,000 | 68,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,072,000 | 12,243,000 | 18,449,000 | 24,423,000 |
| Interest expense | 1,346,000 | 2,676,000 | 3,992,000 | 5,247,000 |
| Net interest income | 4,726,000 | 9,567,000 | 14,457,000 | 19,176,000 |
| Noninterest income | 1,315,000 | 2,336,000 | 3,507,000 | 5,236,000 |
| Noninterest expense | 4,070,000 | 8,120,000 | 12,092,000 | 15,890,000 |
| Provision for loan losses | 134,000 | 413,000 | 547,000 | 679,000 |
| Pretax income | 2,024,000 | 3,557,000 | 5,512,000 | 8,014,000 |
| Income tax | 567,000 | 958,000 | 1,414,000 | 2,053,000 |
| Net income | 1,457,000 | 2,599,000 | 4,098,000 | 5,961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,933,000 | 60,088,000 | 61,603,000 | 63,441,000 |
| Total capital | 65,720,000 | 67,144,000 | 68,393,000 | 70,521,000 |
| Risk-weighted assets | 378,047,000 | 388,029,000 | 389,627,000 | 390,020,000 |