Call reports 2005
BATH SAVINGS INSTITUTION — 2005
What BATH SAVINGS INSTITUTION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 368,040,000 | 390,288,000 | 394,798,000 | 395,496,000 |
| Total loans | 259,603,000 | 270,990,000 | 284,587,000 | 281,316,000 |
| Allowance for loan losses | 2,895,000 | 2,947,000 | 3,007,000 | 3,106,000 |
| Securities available for sale | 84,327,000 | 86,913,000 | 82,754,000 | 85,674,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,752,000 | 314,388,000 | 318,817,000 | 316,632,000 |
| Interest-bearing deposits | 244,922,000 | 256,474,000 | 261,999,000 | 265,220,000 |
| Noninterest-bearing deposits | 47,830,000 | 57,914,000 | 56,818,000 | 51,412,000 |
| Equity capital | 38,169,000 | 39,429,000 | 39,899,000 | 40,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,383,000 | 9,065,000 | 13,948,000 | 19,066,000 |
| Interest expense | 1,211,000 | 2,594,000 | 4,140,000 | 5,898,000 |
| Net interest income | 3,172,000 | 6,471,000 | 9,808,000 | 13,168,000 |
| Noninterest income | 693,000 | 1,516,000 | 2,349,000 | 3,157,000 |
| Noninterest expense | 2,898,000 | 5,718,000 | 8,621,000 | 11,309,000 |
| Provision for loan losses | 60,000 | 119,000 | 179,000 | 280,000 |
| Pretax income | 1,078,000 | 2,463,000 | 3,715,000 | 5,147,000 |
| Income tax | 362,000 | 824,000 | 1,228,000 | 1,700,000 |
| Net income | 716,000 | 1,639,000 | 2,487,000 | 3,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,640,000 | 35,563,000 | 36,415,000 | 37,560,000 |
| Total capital | 40,043,000 | 40,999,000 | 41,922,000 | 43,141,000 |
| Risk-weighted assets | 230,388,000 | 241,817,000 | 251,620,000 | 248,859,000 |
Machine access — free, no API key
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