Call reports 2004
BATH SAVINGS INSTITUTION — 2004
What BATH SAVINGS INSTITUTION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 332,659,000 | 350,206,000 | 357,960,000 | 363,007,000 |
| Total loans | 230,635,000 | 238,778,000 | 246,463,000 | 252,409,000 |
| Allowance for loan losses | 2,701,000 | 2,769,000 | 2,829,000 | 2,836,000 |
| Securities available for sale | 77,774,000 | 85,474,000 | 89,257,000 | 83,501,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,787,000 | 274,746,000 | 281,804,000 | 286,532,000 |
| Interest-bearing deposits | 215,054,000 | 225,810,000 | 233,969,000 | 240,464,000 |
| Noninterest-bearing deposits | 39,733,000 | 48,936,000 | 47,835,000 | 46,068,000 |
| Equity capital | 37,010,000 | 36,829,000 | 37,479,000 | 38,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,769,000 | 7,606,000 | 11,675,000 | 16,008,000 |
| Interest expense | 1,047,000 | 2,110,000 | 3,240,000 | 4,405,000 |
| Net interest income | 2,722,000 | 5,496,000 | 8,435,000 | 11,603,000 |
| Noninterest income | 760,000 | 1,629,000 | 2,379,000 | 3,214,000 |
| Noninterest expense | 2,766,000 | 5,520,000 | 8,308,000 | 10,875,000 |
| Provision for loan losses | 60,000 | 119,000 | 179,000 | 238,000 |
| Pretax income | 721,000 | 1,626,000 | 2,428,000 | 3,794,000 |
| Income tax | 246,000 | 541,000 | 824,000 | 1,278,000 |
| Net income | 475,000 | 1,085,000 | 1,604,000 | 2,516,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,067,000 | 32,672,000 | 33,194,000 | 34,104,000 |
| Total capital | 37,376,000 | 38,191,000 | 38,453,000 | 39,703,000 |
| Risk-weighted assets | 209,393,000 | 215,779,000 | 219,026,000 | 223,284,000 |
Machine access — free, no API key
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