Call reports 2015
PASCACK COMMUNITY BANK — 2015
What PASCACK COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 393,841,000 | 402,717,000 | 389,249,000 | 390,764,000 |
| Total loans | 328,427,000 | 333,963,000 | 323,323,000 | 321,945,000 |
| Allowance for loan losses | 4,528,000 | 4,398,000 | 4,221,000 | 4,183,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,420,000 | 4,234,000 | 4,089,000 | 3,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,810,000 | 304,815,000 | 294,164,000 | 297,322,000 |
| Interest-bearing deposits | 235,242,000 | 239,281,000 | 232,757,000 | 238,465,000 |
| Noninterest-bearing deposits | 66,568,000 | 65,534,000 | 61,407,000 | 58,857,000 |
| Equity capital | 36,434,000 | 37,036,000 | 37,221,000 | 35,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,977,000 | 8,125,000 | 12,321,000 | 16,338,000 |
| Interest expense | 624,000 | 1,334,000 | 2,093,000 | 2,861,000 |
| Net interest income | 3,353,000 | 6,791,000 | 10,228,000 | 13,477,000 |
| Noninterest income | 75,000 | 152,000 | 165,000 | 232,000 |
| Noninterest expense | 2,523,000 | 5,061,000 | 7,880,000 | 11,172,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 905,000 | 1,882,000 | 2,513,000 | 2,537,000 |
| Income tax | 364,000 | 756,000 | 1,009,000 | 1,116,000 |
| Net income | 541,000 | 1,126,000 | 1,504,000 | 1,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,434,000 | 37,036,000 | 37,221,000 | 35,980,000 |
| Total capital | 40,636,000 | 41,344,000 | 41,442,000 | 40,163,000 |
| Risk-weighted assets | 335,871,000 | 344,500,000 | 349,219,000 | 341,712,000 |