Call reports 2013
PASCACK COMMUNITY BANK — 2013
What PASCACK COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 383,866,000 | 407,837,000 | 399,033,000 | 375,302,000 |
| Total loans | 335,879,000 | 322,985,000 | 322,748,000 | 307,072,000 |
| Allowance for loan losses | 4,695,000 | 5,069,000 | 5,065,000 | 5,065,000 |
| Securities available for sale | 1,381,000 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,153,000 | 345,105,000 | 335,033,000 | 309,924,000 |
| Interest-bearing deposits | 272,603,000 | 284,532,000 | 273,406,000 | 251,332,000 |
| Noninterest-bearing deposits | 51,550,000 | 60,573,000 | 61,627,000 | 58,592,000 |
| Equity capital | 30,504,000 | 34,205,000 | 34,929,000 | 35,832,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,835,000 | 9,892,000 | 14,536,000 | 19,421,000 |
| Interest expense | 828,000 | 1,673,000 | 2,440,000 | 3,040,000 |
| Net interest income | 4,007,000 | 8,219,000 | 12,096,000 | 16,381,000 |
| Noninterest income | 172,000 | 249,000 | 330,000 | 419,000 |
| Noninterest expense | 3,029,000 | 5,819,000 | 8,654,000 | 11,572,000 |
| Provision for loan losses | 243,000 | 674,000 | 674,000 | 674,000 |
| Pretax income | 859,000 | 1,808,000 | 2,931,000 | 4,321,000 |
| Income tax | 339,000 | 718,000 | 1,149,000 | 1,700,000 |
| Net income | 520,000 | 1,090,000 | 1,782,000 | 2,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,604,000 | 34,205,000 | 34,929,000 | 35,832,000 |
| Total capital | 34,941,000 | 38,476,000 | 39,227,000 | 39,869,000 |
| Risk-weighted assets | 346,623,000 | 340,889,000 | 342,306,000 | 322,248,000 |