Call reports 2012
PASCACK COMMUNITY BANK — 2012
What PASCACK COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 345,278,000 | 341,969,000 | 357,089,000 | 375,954,000 |
| Total loans | 269,350,000 | 285,306,000 | 299,707,000 | 325,924,000 |
| Allowance for loan losses | 3,429,000 | 3,403,000 | 3,640,000 | 4,419,000 |
| Securities available for sale | 0 | 5,633,000 | 1,094,000 | 1,325,000 |
| Securities held to maturity | 7,146,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 288,351,000 | 284,567,000 | 299,438,000 | 317,926,000 |
| Interest-bearing deposits | 247,235,000 | 243,150,000 | 255,456,000 | 260,306,000 |
| Noninterest-bearing deposits | 41,116,000 | 41,417,000 | 43,981,000 | 57,620,000 |
| Equity capital | 26,343,000 | 26,383,000 | 26,557,000 | 29,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,071,000 | 8,255,000 | 12,652,000 | 17,164,000 |
| Interest expense | 926,000 | 1,822,000 | 2,686,000 | 3,541,000 |
| Net interest income | 3,145,000 | 6,433,000 | 9,966,000 | 13,623,000 |
| Noninterest income | 162,000 | 317,000 | 502,000 | 1,026,000 |
| Noninterest expense | 2,221,000 | 4,646,000 | 7,241,000 | 10,014,000 |
| Provision for loan losses | 105,000 | 486,000 | 1,119,000 | 2,601,000 |
| Pretax income | 981,000 | 1,672,000 | 2,197,000 | 2,123,000 |
| Income tax | 393,000 | 685,000 | 911,000 | 900,000 |
| Net income | 588,000 | 987,000 | 1,286,000 | 1,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,343,000 | 26,673,000 | 26,882,000 | 29,351,000 |
| Total capital | 29,772,000 | 30,076,000 | 30,522,000 | 33,558,000 |
| Risk-weighted assets | 277,748,000 | 289,981,000 | 305,371,000 | 336,342,000 |