Call reports 2011
PASCACK COMMUNITY BANK — 2011
What PASCACK COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 308,834,000 | 316,272,000 | 327,236,000 | 332,206,000 |
| Total loans | 247,276,000 | 255,045,000 | 266,480,000 | 268,933,000 |
| Allowance for loan losses | 2,957,000 | 3,264,000 | 3,503,000 | 3,635,000 |
| Securities available for sale | 76,000 | 51,000 | 0 | 0 |
| Securities held to maturity | 30,042,000 | 28,007,000 | 15,987,000 | 13,976,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,107,000 | 258,061,000 | 271,923,000 | 275,950,000 |
| Interest-bearing deposits | 216,865,000 | 219,861,000 | 226,879,000 | 231,601,000 |
| Noninterest-bearing deposits | 38,242,000 | 38,200,000 | 45,044,000 | 44,349,000 |
| Equity capital | 24,498,000 | 24,845,000 | 25,394,000 | 25,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,813,000 | 7,765,000 | 11,905,000 | 16,088,000 |
| Interest expense | 917,000 | 1,875,000 | 2,843,000 | 3,818,000 |
| Net interest income | 2,896,000 | 5,890,000 | 9,062,000 | 12,270,000 |
| Noninterest income | 86,000 | 87,000 | 153,000 | 222,000 |
| Noninterest expense | 2,208,000 | 4,268,000 | 6,190,000 | 8,265,000 |
| Provision for loan losses | 305,000 | 605,000 | 740,000 | 966,000 |
| Pretax income | 470,000 | 1,105,000 | 2,286,000 | 3,262,000 |
| Income tax | 169,000 | 397,000 | 868,000 | 1,261,000 |
| Net income | 301,000 | 708,000 | 1,418,000 | 2,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,561,000 | 24,845,000 | 25,394,000 | 25,875,000 |
| Total capital | 27,518,000 | 28,056,000 | 28,750,000 | 29,271,000 |
| Risk-weighted assets | 250,732,000 | 256,168,000 | 267,536,000 | 270,673,000 |