Call reports 2026
FIRST NATIONAL BANK OF SPEARVILLE — 2026
What FIRST NATIONAL BANK OF SPEARVILLE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 58,430,000 | 62,117,000 |
| Total loans | 31,262,000 | 32,021,000 |
| Allowance for loan losses | 509,000 | 497,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 8,741,000 | 9,489,000 |
| Trading assets | 0 | 0 |
| Total deposits | 50,196,000 | 53,638,000 |
| Interest-bearing deposits | 37,234,000 | 41,625,000 |
| Noninterest-bearing deposits | 12,962,000 | 12,013,000 |
| Equity capital | 7,926,000 | 8,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 760,000 | 1,499,000 |
| Interest expense | 212,000 | 426,000 |
| Net interest income | 548,000 | 1,073,000 |
| Noninterest income | 60,000 | 79,000 |
| Noninterest expense | 256,000 | 508,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 352,000 | 644,000 |
| Income tax | 90,000 | 165,000 |
| Net income | 262,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,943,000 | 7,160,000 |