Call reports 2024
FIRST NATIONAL BANK OF SPEARVILLE — 2024
What FIRST NATIONAL BANK OF SPEARVILLE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 49,738,000 | 53,143,000 | 56,641,000 | 78,640,000 |
| Total loans | 29,089,000 | 29,725,000 | 28,123,000 | 29,804,000 |
| Allowance for loan losses | 498,000 | 498,000 | 498,000 | 498,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,321,000 | 9,064,000 | 8,715,000 | 8,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,091,000 | 45,274,000 | 48,498,000 | 70,901,000 |
| Interest-bearing deposits | 31,927,000 | 36,179,000 | 38,907,000 | 60,519,000 |
| Noninterest-bearing deposits | 10,164,000 | 9,095,000 | 9,591,000 | 10,382,000 |
| Equity capital | 7,454,000 | 7,590,000 | 7,789,000 | 7,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,251,000 | 1,900,000 | 2,663,000 |
| Interest expense | 222,000 | 466,000 | 713,000 | 973,000 |
| Net interest income | 396,000 | 785,000 | 1,187,000 | 1,690,000 |
| Noninterest income | 37,000 | 65,000 | 156,000 | 247,000 |
| Noninterest expense | 230,000 | 463,000 | 687,000 | 1,065,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 203,000 | 387,000 | 656,000 | 872,000 |
| Income tax | 53,000 | 101,000 | 172,000 | 187,000 |
| Net income | 150,000 | 286,000 | 484,000 | 685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,471,000 | 6,607,000 | 6,806,000 | 6,547,000 |