Call reports 2023
FIRST NATIONAL BANK OF SPEARVILLE — 2023
What FIRST NATIONAL BANK OF SPEARVILLE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 52,516,000 | 51,146,000 | 51,163,000 | 75,218,000 |
| Total loans | 22,838,000 | 24,790,000 | 26,214,000 | 28,529,000 |
| Allowance for loan losses | 499,000 | 499,000 | 499,000 | 498,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,907,000 | 10,415,000 | 10,111,000 | 9,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,215,000 | 43,663,000 | 43,381,000 | 67,762,000 |
| Interest-bearing deposits | 31,553,000 | 32,711,000 | 32,906,000 | 55,183,000 |
| Noninterest-bearing deposits | 13,662,000 | 10,952,000 | 10,475,000 | 12,579,000 |
| Equity capital | 7,212,000 | 7,340,000 | 7,534,000 | 7,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 478,000 | 960,000 | 1,479,000 | 2,144,000 |
| Interest expense | 90,000 | 199,000 | 348,000 | 569,000 |
| Net interest income | 388,000 | 761,000 | 1,131,000 | 1,575,000 |
| Noninterest income | 48,000 | 69,000 | 170,000 | 245,000 |
| Noninterest expense | 223,000 | 443,000 | 656,000 | 997,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 213,000 | 387,000 | 647,000 | 823,000 |
| Income tax | 55,000 | 100,000 | 166,000 | 192,000 |
| Net income | 158,000 | 287,000 | 481,000 | 631,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,229,000 | 6,357,000 | 6,551,000 | 6,321,000 |