Call reports 2022
FIRST NATIONAL BANK OF SPEARVILLE — 2022
What FIRST NATIONAL BANK OF SPEARVILLE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 52,514,000 | 47,956,000 | 46,837,000 | 69,927,000 |
| Total loans | 19,308,000 | 20,091,000 | 22,493,000 | 26,086,000 |
| Allowance for loan losses | 503,000 | 503,000 | 503,000 | 500,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 12,305,000 | 13,206,000 | 12,543,000 | 11,433,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,402,000 | 40,692,000 | 39,591,000 | 62,845,000 |
| Interest-bearing deposits | 30,258,000 | 28,092,000 | 27,373,000 | 28,944,000 |
| Noninterest-bearing deposits | 15,144,000 | 12,600,000 | 12,218,000 | 33,901,000 |
| Equity capital | 7,058,000 | 7,176,000 | 7,150,000 | 7,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 294,000 | 608,000 | 951,000 | 1,416,000 |
| Interest expense | 17,000 | 36,000 | 67,000 | 123,000 |
| Net interest income | 277,000 | 572,000 | 884,000 | 1,293,000 |
| Noninterest income | 16,000 | 44,000 | -62,000 | 23,000 |
| Noninterest expense | 177,000 | 359,000 | 582,000 | 838,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 257,000 | 240,000 | 478,000 |
| Income tax | 27,000 | 50,000 | 59,000 | 144,000 |
| Net income | 89,000 | 207,000 | 181,000 | 334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,075,000 | 6,193,000 | 6,167,000 | 6,071,000 |