Call reports 2021
FIRST NATIONAL BANK OF SPEARVILLE — 2021
What FIRST NATIONAL BANK OF SPEARVILLE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 49,941,000 | 48,415,000 | 48,282,000 | 52,072,000 |
| Total loans | 22,130,000 | 23,250,000 | 23,028,000 | 24,329,000 |
| Allowance for loan losses | 502,000 | 502,000 | 503,000 | 503,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,483,000 | 3,431,000 | 3,191,000 | 3,238,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,751,000 | 41,238,000 | 40,928,000 | 44,999,000 |
| Interest-bearing deposits | 30,033,000 | 29,111,000 | 28,237,000 | 26,709,000 |
| Noninterest-bearing deposits | 12,718,000 | 12,127,000 | 12,691,000 | 18,290,000 |
| Equity capital | 7,050,000 | 6,967,000 | 7,107,000 | 6,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 585,000 | 886,000 | 1,198,000 |
| Interest expense | 29,000 | 57,000 | 81,000 | 100,000 |
| Net interest income | 262,000 | 528,000 | 805,000 | 1,098,000 |
| Noninterest income | 353,000 | 557,000 | 635,000 | 708,000 |
| Noninterest expense | 177,000 | 363,000 | 535,000 | 830,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 438,000 | 722,000 | 905,000 | 979,000 |
| Income tax | 105,000 | 171,000 | 214,000 | 231,000 |
| Net income | 333,000 | 551,000 | 691,000 | 748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,067,000 | 5,984,000 | 6,124,000 | 5,986,000 |