Call reports 2020
FIRST NATIONAL BANK OF SPEARVILLE — 2020
What FIRST NATIONAL BANK OF SPEARVILLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 40,428,000 | 42,095,000 | 41,769,000 | 48,529,000 |
| Total loans | 18,595,000 | 21,604,000 | 22,130,000 | 22,597,000 |
| Allowance for loan losses | 492,000 | 493,000 | 494,000 | 496,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,197,000 | 2,440,000 | 2,216,000 | 2,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,496,000 | 34,922,000 | 34,407,000 | 41,252,000 |
| Interest-bearing deposits | 25,250,000 | 25,532,000 | 24,922,000 | 26,139,000 |
| Noninterest-bearing deposits | 8,246,000 | 9,390,000 | 9,485,000 | 15,113,000 |
| Equity capital | 6,825,000 | 7,022,000 | 7,171,000 | 6,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 695,000 | 1,018,000 | 1,333,000 |
| Interest expense | 63,000 | 101,000 | 136,000 | 169,000 |
| Net interest income | 296,000 | 594,000 | 882,000 | 1,164,000 |
| Noninterest income | 37,000 | 169,000 | 255,000 | 312,000 |
| Noninterest expense | 174,000 | 344,000 | 521,000 | 761,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 191,000 | 451,000 | 648,000 | 749,000 |
| Income tax | 39,000 | 102,000 | 150,000 | 173,000 |
| Net income | 152,000 | 349,000 | 498,000 | 576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,825,000 | 6,031,000 | 6,188,000 | 5,734,000 |