Call reports 2018
FIRST NATIONAL BANK OF SPEARVILLE — 2018
What FIRST NATIONAL BANK OF SPEARVILLE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 37,325,000 | 36,239,000 | 36,058,000 | 38,285,000 |
| Total loans | 21,565,000 | 20,757,000 | 20,998,000 | 21,462,000 |
| Allowance for loan losses | 485,000 | 485,000 | 488,000 | 477,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 2,896,000 | 2,889,000 | 3,367,000 | 3,709,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,685,000 | 30,000,000 | 29,010,000 | 31,586,000 |
| Interest-bearing deposits | 23,850,000 | 22,962,000 | 22,634,000 | 22,401,000 |
| Noninterest-bearing deposits | 5,835,000 | 7,038,000 | 6,376,000 | 9,185,000 |
| Equity capital | 5,784,000 | 5,912,000 | 6,052,000 | 6,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 292,000 | 626,000 | 961,000 | 1,311,000 |
| Interest expense | 41,000 | 84,000 | 133,000 | 189,000 |
| Net interest income | 251,000 | 542,000 | 828,000 | 1,122,000 |
| Noninterest income | 48,000 | 88,000 | 167,000 | 248,000 |
| Noninterest expense | 156,000 | 318,000 | 498,000 | 733,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 143,000 | 312,000 | 497,000 | 637,000 |
| Income tax | 35,000 | 76,000 | 121,000 | 157,000 |
| Net income | 108,000 | 236,000 | 376,000 | 480,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,716,000 | 4,853,000 | 5,001,000 | 5,114,000 |
| Total capital | 5,013,000 | 5,140,000 | 5,291,000 | 5,409,000 |
| Risk-weighted assets | 23,552,000 | 22,750,000 | 23,034,000 | 23,406,000 |