Call reports 2017
FIRST NATIONAL BANK OF SPEARVILLE — 2017
What FIRST NATIONAL BANK OF SPEARVILLE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 34,623,000 | 34,840,000 | 34,630,000 | 37,837,000 |
| Total loans | 19,172,000 | 22,984,000 | 23,882,000 | 22,708,000 |
| Allowance for loan losses | 510,000 | 514,000 | 483,000 | 485,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,249,000 | 4,248,000 | 3,431,000 | 3,105,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,350,000 | 28,137,000 | 27,091,000 | 30,676,000 |
| Interest-bearing deposits | 23,538,000 | 23,342,000 | 22,525,000 | 22,401,000 |
| Noninterest-bearing deposits | 4,812,000 | 4,795,000 | 4,566,000 | 8,275,000 |
| Equity capital | 5,573,000 | 5,649,000 | 5,750,000 | 5,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 261,000 | 556,000 | 827,000 | 1,191,000 |
| Interest expense | 30,000 | 63,000 | 100,000 | 137,000 |
| Net interest income | 231,000 | 493,000 | 727,000 | 1,054,000 |
| Noninterest income | 34,000 | 58,000 | 147,000 | 196,000 |
| Noninterest expense | 137,000 | 303,000 | 467,000 | 666,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 128,000 | 248,000 | 407,000 | 584,000 |
| Income tax | 47,000 | 91,000 | 149,000 | 205,000 |
| Net income | 81,000 | 157,000 | 258,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,471,000 | 4,556,000 | 4,666,000 | 4,600,000 |
| Total capital | 4,748,000 | 4,861,000 | 4,977,000 | 4,915,000 |
| Risk-weighted assets | 21,911,000 | 24,211,000 | 24,684,000 | 25,029,000 |