Call reports 2015
ASIAN PACIFIC NATIONAL BANK — 2015
What ASIAN PACIFIC NATIONAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 56,175,000 | 55,888,000 | 57,062,000 | 57,573,000 |
| Total loans | 20,067,000 | 19,546,000 | 20,024,000 | 20,813,000 |
| Allowance for loan losses | 562,000 | 567,000 | 566,000 | 564,000 |
| Securities available for sale | 23,971,000 | 27,913,000 | 22,746,000 | 21,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,956,000 | 46,725,000 | 47,760,000 | 48,384,000 |
| Interest-bearing deposits | 42,281,000 | 41,133,000 | 42,445,000 | 41,214,000 |
| Noninterest-bearing deposits | 4,675,000 | 5,592,000 | 5,315,000 | 7,170,000 |
| Equity capital | 9,113,000 | 9,059,000 | 9,187,000 | 9,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 434,000 | 842,000 | 1,264,000 | 1,683,000 |
| Interest expense | 50,000 | 100,000 | 154,000 | 213,000 |
| Net interest income | 384,000 | 742,000 | 1,110,000 | 1,470,000 |
| Noninterest income | 24,000 | 51,000 | 78,000 | 108,000 |
| Noninterest expense | 354,000 | 690,000 | 1,029,000 | 1,373,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 54,000 | 103,000 | 159,000 | 205,000 |
| Income tax | 3,000 | 8,000 | 8,000 | 12,000 |
| Net income | 51,000 | 95,000 | 151,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,128,000 | 9,134,000 | 9,173,000 | 9,186,000 |
| Total capital | 9,529,000 | 9,512,000 | 9,544,000 | 9,571,000 |
| Risk-weighted assets | 31,885,000 | 30,017,000 | 29,468,000 | 30,612,000 |