Call reports 2012
ASIAN PACIFIC NATIONAL BANK — 2012
What ASIAN PACIFIC NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 53,226,000 | 53,638,000 | 53,457,000 | 53,536,000 |
| Total loans | 29,102,000 | 25,208,000 | 25,709,000 | 25,219,000 |
| Allowance for loan losses | 582,000 | 582,000 | 582,000 | 582,000 |
| Securities available for sale | 15,046,000 | 11,534,000 | 11,037,000 | 6,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,628,000 | 44,990,000 | 44,721,000 | 44,782,000 |
| Interest-bearing deposits | 40,853,000 | 41,024,000 | 40,192,000 | 40,983,000 |
| Noninterest-bearing deposits | 3,775,000 | 3,966,000 | 4,529,000 | 3,799,000 |
| Equity capital | 8,488,000 | 8,530,000 | 8,607,000 | 8,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 564,000 | 1,144,000 | 1,662,000 | 2,170,000 |
| Interest expense | 75,000 | 144,000 | 206,000 | 262,000 |
| Net interest income | 489,000 | 1,000,000 | 1,456,000 | 1,908,000 |
| Noninterest income | 13,000 | 28,000 | 60,000 | 81,000 |
| Noninterest expense | 353,000 | 700,000 | 1,065,000 | 1,408,000 |
| Provision for loan losses | 16,000 | 16,000 | 16,000 | 16,000 |
| Pretax income | 133,000 | 312,000 | 435,000 | 565,000 |
| Income tax | 10,000 | 19,000 | 19,000 | 25,000 |
| Net income | 123,000 | 293,000 | 416,000 | 540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,442,000 | 8,496,000 | 8,564,000 | 8,641,000 |
| Total capital | 8,902,000 | 8,919,000 | 8,996,000 | 9,072,000 |
| Risk-weighted assets | 36,680,000 | 33,720,000 | 34,383,000 | 34,336,000 |