Call reports 2025
FIRST WHITNEY BANK AND TRUST — 2025
What FIRST WHITNEY BANK AND TRUST reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 291,357,000 | 290,274,000 | 293,351,000 | 304,218,000 |
| Total loans | 149,353,000 | 151,889,000 | 152,509,000 | 174,176,000 |
| Allowance for loan losses | 453,000 | 453,000 | 453,000 | 453,000 |
| Securities available for sale | 104,616,000 | 110,896,000 | 117,126,000 | 119,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 262,448,000 | 253,603,000 | 255,493,000 | 249,451,000 |
| Interest-bearing deposits | 214,143,000 | 203,653,000 | 203,351,000 | 196,390,000 |
| Noninterest-bearing deposits | 48,305,000 | 49,950,000 | 52,142,000 | 53,061,000 |
| Equity capital | 25,093,000 | 27,731,000 | 30,862,000 | 32,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,027,000 | 6,230,000 | 9,454,000 | 12,758,000 |
| Interest expense | 1,362,000 | 2,751,000 | 4,104,000 | 5,399,000 |
| Net interest income | 1,665,000 | 3,479,000 | 5,350,000 | 7,359,000 |
| Noninterest income | 114,000 | 227,000 | 314,000 | 469,000 |
| Noninterest expense | 830,000 | 1,702,000 | 2,531,000 | 3,664,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 949,000 | 2,004,000 | 3,133,000 | 4,160,000 |
| Income tax | 38,000 | 79,000 | 125,000 | 166,000 |
| Net income | 911,000 | 1,925,000 | 3,008,000 | 3,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,434,000 | 33,447,000 | 34,530,000 | 35,517,000 |
| Total capital | 32,887,000 | 33,900,000 | 34,983,000 | 35,970,000 |
| Risk-weighted assets | 232,427,000 | 234,324,000 | 239,712,000 | 258,924,000 |