Call reports 2024
FIRST WHITNEY BANK AND TRUST — 2024
What FIRST WHITNEY BANK AND TRUST reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 284,962,000 | 266,981,000 | 285,536,000 | 287,939,000 |
| Total loans | 154,626,000 | 153,039,000 | 154,450,000 | 160,773,000 |
| Allowance for loan losses | 453,000 | 453,000 | 453,000 | 453,000 |
| Securities available for sale | 107,495,000 | 103,390,000 | 106,083,000 | 103,676,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,189,000 | 239,423,000 | 247,334,000 | 257,925,000 |
| Interest-bearing deposits | 202,390,000 | 189,788,000 | 193,862,000 | 205,170,000 |
| Noninterest-bearing deposits | 48,799,000 | 49,635,000 | 53,472,000 | 52,755,000 |
| Equity capital | 22,208,000 | 21,389,000 | 25,409,000 | 24,238,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,967,000 | 5,871,000 | 8,955,000 | 11,817,000 |
| Interest expense | 1,514,000 | 2,955,000 | 4,533,000 | 5,695,000 |
| Net interest income | 1,453,000 | 2,916,000 | 4,422,000 | 6,122,000 |
| Noninterest income | 133,000 | 269,000 | 357,000 | 444,000 |
| Noninterest expense | 818,000 | 1,610,000 | 2,428,000 | 3,507,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 768,000 | 1,575,000 | 2,351,000 | 3,059,000 |
| Income tax | 33,000 | 70,000 | 101,000 | 131,000 |
| Net income | 735,000 | 1,505,000 | 2,250,000 | 2,928,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,330,000 | 30,099,000 | 30,844,000 | 31,522,000 |
| Total capital | 29,783,000 | 30,552,000 | 31,297,000 | 31,975,000 |
| Risk-weighted assets | 246,879,000 | 235,851,000 | 240,928,000 | 240,593,000 |