Call reports 2023
FIRST WHITNEY BANK AND TRUST — 2023
What FIRST WHITNEY BANK AND TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 279,270,000 | 262,805,000 | 266,880,000 | 286,711,000 |
| Total loans | 142,646,000 | 139,560,000 | 149,332,000 | 166,131,000 |
| Allowance for loan losses | 453,000 | 453,000 | 453,000 | 453,000 |
| Securities available for sale | 115,775,000 | 114,602,000 | 105,925,000 | 109,190,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,943,000 | 238,504,000 | 241,637,000 | 247,844,000 |
| Interest-bearing deposits | 195,617,000 | 185,702,000 | 193,447,000 | 195,799,000 |
| Noninterest-bearing deposits | 53,326,000 | 52,802,000 | 48,190,000 | 52,045,000 |
| Equity capital | 20,484,000 | 19,663,000 | 14,999,000 | 22,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,456,000 | 5,054,000 | 7,766,000 | 10,498,000 |
| Interest expense | 840,000 | 1,902,000 | 3,144,000 | 4,383,000 |
| Net interest income | 1,616,000 | 3,152,000 | 4,622,000 | 6,115,000 |
| Noninterest income | 127,000 | 240,000 | 335,000 | 544,000 |
| Noninterest expense | 768,000 | 1,565,000 | 2,374,000 | 3,494,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 975,000 | 1,827,000 | 2,570,000 | 3,071,000 |
| Income tax | 46,000 | 89,000 | 125,000 | 149,000 |
| Net income | 929,000 | 1,738,000 | 2,445,000 | 2,922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,601,000 | 27,410,000 | 28,118,000 | 28,595,000 |
| Total capital | 27,054,000 | 27,863,000 | 28,571,000 | 29,048,000 |
| Risk-weighted assets | 227,250,000 | 224,553,000 | 229,738,000 | 249,609,000 |