Call reports 2022
FIRST WHITNEY BANK AND TRUST — 2022
What FIRST WHITNEY BANK AND TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 285,104,000 | 267,158,000 | 264,654,000 | 269,150,000 |
| Total loans | 144,421,000 | 142,379,000 | 145,544,000 | 146,957,000 |
| Allowance for loan losses | 453,000 | 453,000 | 453,000 | 453,000 |
| Securities available for sale | 114,225,000 | 114,717,000 | 109,496,000 | 112,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 257,241,000 | 246,987,000 | 247,547,000 | 244,338,000 |
| Interest-bearing deposits | 198,367,000 | 187,375,000 | 190,776,000 | 187,649,000 |
| Noninterest-bearing deposits | 58,874,000 | 59,612,000 | 56,771,000 | 56,689,000 |
| Equity capital | 20,689,000 | 19,210,000 | 15,811,000 | 21,313,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,920,000 | 3,916,000 | 6,001,000 | 8,329,000 |
| Interest expense | 219,000 | 445,000 | 811,000 | 1,437,000 |
| Net interest income | 1,701,000 | 3,471,000 | 5,190,000 | 6,892,000 |
| Noninterest income | 115,000 | 353,000 | 493,000 | 650,000 |
| Noninterest expense | 748,000 | 1,534,000 | 2,319,000 | 3,325,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,068,000 | 2,290,000 | 3,364,000 | 4,217,000 |
| Income tax | 51,000 | 111,000 | 162,000 | 200,000 |
| Net income | 1,017,000 | 2,179,000 | 3,202,000 | 4,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,273,000 | 27,435,000 | 28,458,000 | 29,272,000 |
| Total capital | 26,726,000 | 27,888,000 | 28,911,000 | 29,725,000 |
| Risk-weighted assets | 230,525,000 | 220,219,000 | 229,220,000 | 228,270,000 |