Call reports 2021
FIRST WHITNEY BANK AND TRUST — 2021
What FIRST WHITNEY BANK AND TRUST reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 267,255,000 | 262,459,000 | 281,436,000 | 274,807,000 |
| Total loans | 154,689,000 | 148,586,000 | 153,831,000 | 148,050,000 |
| Allowance for loan losses | 453,000 | 453,000 | 453,000 | 453,000 |
| Securities available for sale | 89,754,000 | 91,077,000 | 94,739,000 | 117,200,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,929,000 | 232,994,000 | 249,289,000 | 239,047,000 |
| Interest-bearing deposits | 181,540,000 | 176,716,000 | 185,983,000 | 183,215,000 |
| Noninterest-bearing deposits | 53,389,000 | 56,278,000 | 63,306,000 | 55,832,000 |
| Equity capital | 25,453,000 | 26,789,000 | 27,760,000 | 28,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,021,000 | 3,926,000 | 5,816,000 | 7,689,000 |
| Interest expense | 324,000 | 564,000 | 791,000 | 904,000 |
| Net interest income | 1,697,000 | 3,362,000 | 5,025,000 | 6,785,000 |
| Noninterest income | 176,000 | 461,000 | 803,000 | 1,020,000 |
| Noninterest expense | 694,000 | 1,403,000 | 2,095,000 | 3,121,000 |
| Provision for loan losses | -53,000 | -53,000 | -53,000 | -53,000 |
| Pretax income | 1,232,000 | 2,473,000 | 3,786,000 | 4,737,000 |
| Income tax | 58,000 | 116,000 | 181,000 | 227,000 |
| Net income | 1,174,000 | 2,357,000 | 3,605,000 | 4,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,720,000 | 24,903,000 | 26,151,000 | 27,056,000 |
| Total capital | 24,173,000 | 25,356,000 | 26,604,000 | 27,509,000 |
| Risk-weighted assets | 234,269,000 | 219,686,000 | 233,447,000 | 228,235,000 |