Call reports 2020
FIRST WHITNEY BANK AND TRUST — 2020
What FIRST WHITNEY BANK AND TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 241,174,000 | 242,591,000 | 253,774,000 | 253,252,000 |
| Total loans | 151,874,000 | 152,329,000 | 154,002,000 | 153,868,000 |
| Allowance for loan losses | 453,000 | 453,000 | 453,000 | 453,000 |
| Securities available for sale | 60,559,000 | 74,944,000 | 80,688,000 | 86,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,126,000 | 214,712,000 | 223,515,000 | 220,485,000 |
| Interest-bearing deposits | 176,449,000 | 174,120,000 | 179,488,000 | 171,760,000 |
| Noninterest-bearing deposits | 35,677,000 | 40,592,000 | 44,027,000 | 48,725,000 |
| Equity capital | 23,021,000 | 25,636,000 | 26,924,000 | 28,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,236,000 | 4,351,000 | 6,399,000 | 8,406,000 |
| Interest expense | 564,000 | 946,000 | 1,292,000 | 1,553,000 |
| Net interest income | 1,672,000 | 3,405,000 | 5,107,000 | 6,853,000 |
| Noninterest income | 106,000 | 567,000 | 679,000 | 796,000 |
| Noninterest expense | 665,000 | 1,310,000 | 2,000,000 | 2,899,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,113,000 | 2,662,000 | 3,785,000 | 4,751,000 |
| Income tax | 54,000 | 129,000 | 182,000 | 227,000 |
| Net income | 1,059,000 | 2,533,000 | 3,603,000 | 4,524,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,080,000 | 23,555,000 | 24,625,000 | 25,546,000 |
| Total capital | 22,533,000 | 24,008,000 | 25,078,000 | 25,999,000 |
| Risk-weighted assets | 222,804,000 | 216,973,000 | 219,137,000 | 222,899,000 |