Call reports 2019
FIRST WHITNEY BANK AND TRUST — 2019
What FIRST WHITNEY BANK AND TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 226,715,000 | 214,807,000 | 222,491,000 | 231,742,000 |
| Total loans | 153,934,000 | 155,362,000 | 156,922,000 | 153,513,000 |
| Allowance for loan losses | 457,000 | 453,000 | 453,000 | 453,000 |
| Securities available for sale | 55,050,000 | 51,012,000 | 47,944,000 | 51,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,030,000 | 185,534,000 | 193,602,000 | 205,273,000 |
| Interest-bearing deposits | 157,332,000 | 150,195,000 | 156,405,000 | 165,600,000 |
| Noninterest-bearing deposits | 38,698,000 | 35,339,000 | 37,197,000 | 39,673,000 |
| Equity capital | 22,001,000 | 23,651,000 | 24,991,000 | 26,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,340,000 | 4,755,000 | 7,136,000 | 9,460,000 |
| Interest expense | 560,000 | 1,156,000 | 1,716,000 | 2,116,000 |
| Net interest income | 1,780,000 | 3,599,000 | 5,420,000 | 7,344,000 |
| Noninterest income | 109,000 | 225,000 | 332,000 | 437,000 |
| Noninterest expense | 684,000 | 1,336,000 | 2,052,000 | 2,995,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,205,000 | 2,488,000 | 3,702,000 | 4,788,000 |
| Income tax | 59,000 | 122,000 | 177,000 | 223,000 |
| Net income | 1,146,000 | 2,366,000 | 3,525,000 | 4,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,639,000 | 22,859,000 | 24,019,000 | 25,072,000 |
| Total capital | 22,096,000 | 23,312,000 | 24,472,000 | 25,525,000 |
| Risk-weighted assets | 217,054,000 | 217,529,000 | 219,939,000 | 223,943,000 |