Call reports 2018
FIRST WHITNEY BANK AND TRUST — 2018
What FIRST WHITNEY BANK AND TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 215,115,000 | 212,000,000 | 211,449,000 | 226,083,000 |
| Total loans | 143,493,000 | 139,629,000 | 145,504,000 | 157,930,000 |
| Allowance for loan losses | 389,000 | 398,000 | 407,000 | 457,000 |
| Securities available for sale | 59,733,000 | 57,676,000 | 55,425,000 | 55,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,070,000 | 189,573,000 | 183,785,000 | 187,361,000 |
| Interest-bearing deposits | 152,379,000 | 153,027,000 | 146,826,000 | 150,112,000 |
| Noninterest-bearing deposits | 40,691,000 | 36,546,000 | 36,959,000 | 37,249,000 |
| Equity capital | 20,855,000 | 22,111,000 | 22,944,000 | 24,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,014,000 | 4,111,000 | 6,243,000 | 8,635,000 |
| Interest expense | 194,000 | 438,000 | 700,000 | 1,243,000 |
| Net interest income | 1,820,000 | 3,673,000 | 5,543,000 | 7,392,000 |
| Noninterest income | 133,000 | 242,000 | 332,000 | 446,000 |
| Noninterest expense | 631,000 | 1,249,000 | 1,961,000 | 2,971,000 |
| Provision for loan losses | 50,000 | 50,000 | 50,000 | 100,000 |
| Pretax income | 1,272,000 | 2,616,000 | 3,864,000 | 4,767,000 |
| Income tax | 61,000 | 123,000 | 185,000 | 228,000 |
| Net income | 1,211,000 | 2,493,000 | 3,679,000 | 4,539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,216,000 | 22,497,000 | 23,684,000 | 24,543,000 |
| Total capital | 21,605,000 | 22,895,000 | 24,091,000 | 25,000,000 |
| Risk-weighted assets | 184,046,000 | 180,266,000 | 183,886,000 | 220,415,000 |