Call reports 2017
FIRST WHITNEY BANK AND TRUST — 2017
What FIRST WHITNEY BANK AND TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 206,121,000 | 207,689,000 | 212,196,000 | 216,737,000 |
| Total loans | 136,750,000 | 133,489,000 | 139,965,000 | 145,682,000 |
| Allowance for loan losses | 392,000 | 295,000 | 310,000 | 339,000 |
| Securities available for sale | 58,115,000 | 55,874,000 | 60,497,000 | 59,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,322,000 | 185,178,000 | 188,732,000 | 192,252,000 |
| Interest-bearing deposits | 152,664,000 | 153,161,000 | 154,854,000 | 154,863,000 |
| Noninterest-bearing deposits | 31,658,000 | 32,017,000 | 33,878,000 | 37,389,000 |
| Equity capital | 21,012,000 | 22,262,000 | 23,233,000 | 23,775,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,848,000 | 3,707,000 | 5,616,000 | 7,595,000 |
| Interest expense | 180,000 | 362,000 | 542,000 | 730,000 |
| Net interest income | 1,668,000 | 3,345,000 | 5,074,000 | 6,865,000 |
| Noninterest income | 105,000 | 188,000 | 283,000 | 362,000 |
| Noninterest expense | 628,000 | 1,304,000 | 1,914,000 | 2,748,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 1,145,000 | 2,229,000 | 3,443,000 | 4,429,000 |
| Income tax | 54,000 | 108,000 | 164,000 | 209,000 |
| Net income | 1,091,000 | 2,121,000 | 3,279,000 | 4,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,475,000 | 21,505,000 | 22,663,000 | 23,604,000 |
| Total capital | 20,867,000 | 21,800,000 | 22,973,000 | 23,943,000 |
| Risk-weighted assets | 177,340,000 | 174,578,000 | 181,337,000 | 187,087,000 |