Call reports 2016
FIRST WHITNEY BANK AND TRUST — 2016
What FIRST WHITNEY BANK AND TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 210,228,000 | 206,095,000 | 201,674,000 | 206,623,000 |
| Total loans | 132,860,000 | 134,704,000 | 133,499,000 | 138,675,000 |
| Allowance for loan losses | 408,000 | 408,000 | 413,000 | 509,000 |
| Securities available for sale | 68,386,000 | 61,502,000 | 58,767,000 | 57,444,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,493,000 | 179,504,000 | 177,404,000 | 181,119,000 |
| Interest-bearing deposits | 149,653,000 | 149,729,000 | 148,240,000 | 147,533,000 |
| Noninterest-bearing deposits | 31,840,000 | 29,775,000 | 29,164,000 | 33,586,000 |
| Equity capital | 21,383,000 | 22,866,000 | 23,529,000 | 23,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,862,000 | 3,719,000 | 5,537,000 | 7,407,000 |
| Interest expense | 172,000 | 357,000 | 536,000 | 765,000 |
| Net interest income | 1,690,000 | 3,362,000 | 5,001,000 | 6,642,000 |
| Noninterest income | 105,000 | 193,000 | 285,000 | 375,000 |
| Noninterest expense | 607,000 | 1,220,000 | 1,846,000 | 2,681,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 1,188,000 | 2,335,000 | 3,440,000 | 4,236,000 |
| Income tax | 55,000 | 109,000 | 162,000 | 227,000 |
| Net income | 1,133,000 | 2,226,000 | 3,278,000 | 4,009,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,018,000 | 21,111,000 | 22,163,000 | 22,894,000 |
| Total capital | 20,426,000 | 21,519,000 | 22,576,000 | 23,403,000 |
| Risk-weighted assets | 178,921,000 | 177,110,000 | 175,553,000 | 181,318,000 |