Call reports 2015
FIRST WHITNEY BANK AND TRUST — 2015
What FIRST WHITNEY BANK AND TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 210,674,000 | 211,495,000 | 204,975,000 | 213,254,000 |
| Total loans | 121,518,000 | 124,947,000 | 123,387,000 | 132,831,000 |
| Allowance for loan losses | 427,000 | 427,000 | 427,000 | 408,000 |
| Securities available for sale | 77,458,000 | 72,851,000 | 69,812,000 | 69,258,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,769,000 | 188,459,000 | 178,871,000 | 182,826,000 |
| Interest-bearing deposits | 152,812,000 | 157,206,000 | 152,608,000 | 147,690,000 |
| Noninterest-bearing deposits | 28,957,000 | 31,253,000 | 26,263,000 | 35,136,000 |
| Equity capital | 21,509,000 | 21,741,000 | 23,241,000 | 24,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,822,000 | 3,687,000 | 5,514,000 | 7,400,000 |
| Interest expense | 182,000 | 367,000 | 532,000 | 743,000 |
| Net interest income | 1,640,000 | 3,320,000 | 4,982,000 | 6,657,000 |
| Noninterest income | 118,000 | 212,000 | 305,000 | 414,000 |
| Noninterest expense | 606,000 | 1,250,000 | 1,872,000 | 2,711,000 |
| Provision for loan losses | 0 | 0 | -10,000 | -10,000 |
| Pretax income | 1,171,000 | 2,301,000 | 3,444,000 | 4,388,000 |
| Income tax | 50,000 | 101,000 | 159,000 | 204,000 |
| Net income | 1,121,000 | 2,200,000 | 3,285,000 | 4,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,821,000 | 20,901,000 | 21,985,000 | 22,885,000 |
| Total capital | 20,248,000 | 21,328,000 | 22,412,000 | 23,293,000 |
| Risk-weighted assets | 162,954,000 | 177,151,000 | 175,651,000 | 178,916,000 |