Call reports 2012
FIRST WHITNEY BANK AND TRUST — 2012
What FIRST WHITNEY BANK AND TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 170,374,000 | 168,736,000 | 172,583,000 | 183,978,000 |
| Total loans | 93,735,000 | 98,128,000 | 99,211,000 | 103,488,000 |
| Allowance for loan losses | 436,000 | 436,000 | 436,000 | 436,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 57,867,000 | 56,150,000 | 57,966,000 | 64,151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,084,000 | 151,474,000 | 154,371,000 | 164,957,000 |
| Interest-bearing deposits | 128,707,000 | 127,214,000 | 125,068,000 | 133,595,000 |
| Noninterest-bearing deposits | 25,377,000 | 24,260,000 | 29,303,000 | 31,362,000 |
| Equity capital | 16,071,000 | 17,064,000 | 18,059,000 | 18,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,667,000 | 3,349,000 | 5,040,000 | 6,699,000 |
| Interest expense | 225,000 | 440,000 | 641,000 | 831,000 |
| Net interest income | 1,442,000 | 2,909,000 | 4,399,000 | 5,868,000 |
| Noninterest income | 106,000 | 190,000 | 277,000 | 368,000 |
| Noninterest expense | 619,000 | 1,135,000 | 1,663,000 | 2,392,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 929,000 | 1,964,000 | 3,013,000 | 3,844,000 |
| Income tax | 45,000 | 87,000 | 140,000 | 247,000 |
| Net income | 884,000 | 1,877,000 | 2,873,000 | 3,597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,071,000 | 17,064,000 | 18,059,000 | 18,783,000 |
| Total capital | 16,507,000 | 17,500,000 | 18,495,000 | 19,219,000 |
| Risk-weighted assets | 123,580,000 | 129,451,000 | 131,949,000 | 135,198,000 |