Call reports 2025
AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON — 2025
What AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 646,118,000 | 637,192,000 | 631,899,000 | 647,512,000 |
| Total loans | 309,657,000 | 315,296,000 | 299,537,000 | 296,939,000 |
| Allowance for loan losses | 6,306,000 | 6,251,000 | 5,287,000 | 5,277,000 |
| Securities available for sale | 279,557,000 | 281,471,000 | 287,484,000 | 313,314,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 574,685,000 | 568,932,000 | 557,157,000 | 568,323,000 |
| Interest-bearing deposits | 424,466,000 | 409,382,000 | 408,549,000 | 416,138,000 |
| Noninterest-bearing deposits | 150,219,000 | 159,550,000 | 148,608,000 | 152,185,000 |
| Equity capital | 50,319,000 | 47,471,000 | 54,689,000 | 60,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,661,000 | 13,479,000 | 20,368,000 | 27,337,000 |
| Interest expense | 2,037,000 | 4,061,000 | 6,072,000 | 7,990,000 |
| Net interest income | 4,624,000 | 9,418,000 | 14,296,000 | 19,347,000 |
| Noninterest income | 2,370,000 | 4,828,000 | 7,296,000 | 10,140,000 |
| Noninterest expense | 3,310,000 | 6,635,000 | 9,890,000 | 13,171,000 |
| Provision for loan losses | 280,000 | 380,000 | 380,000 | 380,000 |
| Pretax income | 3,405,000 | 7,231,000 | 11,322,000 | 15,936,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,405,000 | 7,231,000 | 11,322,000 | 15,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,265,000 | 78,621,000 | 78,976,000 | 83,590,000 |
| Total capital | 87,244,000 | 83,615,000 | 83,767,000 | 88,355,000 |
| Risk-weighted assets | 396,417,000 | 397,753,000 | 382,253,000 | 380,160,000 |