Call reports 2024
AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON — 2024
What AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 624,408,000 | 601,075,000 | 615,519,000 | 628,870,000 |
| Total loans | 297,374,000 | 303,733,000 | 304,924,000 | 306,779,000 |
| Allowance for loan losses | 5,832,000 | 5,828,000 | 5,972,000 | 6,010,000 |
| Securities available for sale | 285,650,000 | 277,236,000 | 282,770,000 | 286,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 559,060,000 | 540,375,000 | 546,207,000 | 564,001,000 |
| Interest-bearing deposits | 408,057,000 | 399,329,000 | 407,744,000 | 412,498,000 |
| Noninterest-bearing deposits | 151,003,000 | 141,046,000 | 138,463,000 | 151,503,000 |
| Equity capital | 46,281,000 | 43,067,000 | 51,290,000 | 46,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,059,000 | 12,595,000 | 19,140,000 | 25,693,000 |
| Interest expense | 2,188,000 | 4,487,000 | 6,830,000 | 9,106,000 |
| Net interest income | 3,871,000 | 8,108,000 | 12,310,000 | 16,587,000 |
| Noninterest income | 2,639,000 | 5,146,000 | 7,530,000 | 9,892,000 |
| Noninterest expense | 3,326,000 | 6,576,000 | 9,752,000 | 12,953,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 270,000 |
| Pretax income | 3,194,000 | 6,688,000 | 10,098,000 | 13,416,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,194,000 | 6,688,000 | 10,098,000 | 13,416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,858,000 | 79,362,000 | 79,277,000 | 82,595,000 |
| Total capital | 87,648,000 | 84,124,000 | 84,066,000 | 87,550,000 |
| Risk-weighted assets | 381,495,000 | 379,182,000 | 381,404,000 | 394,810,000 |