Call reports 2023
AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON — 2023
What AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 636,751,000 | 629,823,000 | 607,372,000 | 618,303,000 |
| Total loans | 266,026,000 | 293,969,000 | 294,348,000 | 293,878,000 |
| Allowance for loan losses | 5,625,000 | 5,618,000 | 5,815,000 | 5,834,000 |
| Securities available for sale | 321,947,000 | 306,796,000 | 290,859,000 | 291,064,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,121,000 | 571,726,000 | 551,650,000 | 550,268,000 |
| Interest-bearing deposits | 399,305,000 | 384,746,000 | 385,696,000 | 394,198,000 |
| Noninterest-bearing deposits | 178,816,000 | 186,980,000 | 165,954,000 | 156,070,000 |
| Equity capital | 43,302,000 | 38,137,000 | 34,753,000 | 48,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,287,000 | 10,737,000 | 16,541,000 | 22,567,000 |
| Interest expense | 783,000 | 2,240,000 | 4,183,000 | 6,322,000 |
| Net interest income | 4,504,000 | 8,497,000 | 12,358,000 | 16,245,000 |
| Noninterest income | 2,085,000 | 4,306,000 | 6,616,000 | 9,181,000 |
| Noninterest expense | 3,166,000 | 6,333,000 | 9,442,000 | 12,547,000 |
| Provision for loan losses | 90,000 | 170,000 | 170,000 | 170,000 |
| Pretax income | 3,333,000 | 6,289,000 | 9,351,000 | 12,698,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,333,000 | 6,289,000 | 9,351,000 | 12,698,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,609,000 | 79,184,000 | 79,812,000 | 83,159,000 |
| Total capital | 86,191,000 | 83,938,000 | 84,512,000 | 87,845,000 |
| Risk-weighted assets | 364,789,000 | 378,791,000 | 374,182,000 | 373,009,000 |