Call reports 2022
AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON — 2022
What AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 653,019,000 | 624,033,000 | 622,695,000 | 635,919,000 |
| Total loans | 237,885,000 | 243,947,000 | 259,253,000 | 273,366,000 |
| Allowance for loan losses | 6,299,000 | 6,203,000 | 6,243,000 | 6,229,000 |
| Securities available for sale | 389,677,000 | 354,442,000 | 339,592,000 | 333,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 583,197,000 | 574,637,000 | 574,669,000 | 578,458,000 |
| Interest-bearing deposits | 414,625,000 | 410,723,000 | 399,571,000 | 405,684,000 |
| Noninterest-bearing deposits | 168,572,000 | 163,914,000 | 175,098,000 | 172,774,000 |
| Equity capital | 59,494,000 | 37,165,000 | 32,317,000 | 41,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,386,000 | 8,925,000 | 13,803,000 | 18,941,000 |
| Interest expense | 119,000 | 257,000 | 498,000 | 976,000 |
| Net interest income | 4,267,000 | 8,668,000 | 13,305,000 | 17,965,000 |
| Noninterest income | 2,588,000 | 4,313,000 | 6,199,000 | 8,274,000 |
| Noninterest expense | 3,079,000 | 6,138,000 | 8,981,000 | 11,826,000 |
| Provision for loan losses | 25,000 | 100,000 | 150,000 | 175,000 |
| Pretax income | 3,751,000 | 6,743,000 | 10,379,000 | 14,244,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,751,000 | 6,743,000 | 10,379,000 | 14,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,185,000 | 76,376,000 | 77,351,000 | 81,216,000 |
| Total capital | 82,438,000 | 80,672,000 | 81,760,000 | 85,851,000 |
| Risk-weighted assets | 338,213,000 | 341,790,000 | 350,852,000 | 369,194,000 |