Call reports 2020
AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON — 2020
What AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 626,729,000 | 637,741,000 | 620,863,000 | 620,072,000 |
| Total loans | 276,165,000 | 296,938,000 | 290,679,000 | 269,438,000 |
| Allowance for loan losses | 5,706,000 | 6,265,000 | 6,081,000 | 6,277,000 |
| Securities available for sale | 305,261,000 | 306,300,000 | 298,797,000 | 324,241,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,101,000 | 543,261,000 | 526,330,000 | 523,410,000 |
| Interest-bearing deposits | 402,169,000 | 398,015,000 | 385,543,000 | 382,693,000 |
| Noninterest-bearing deposits | 140,932,000 | 145,246,000 | 140,787,000 | 140,717,000 |
| Equity capital | 71,131,000 | 83,469,000 | 83,715,000 | 86,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,346,000 | 11,449,000 | 16,243,000 | 20,806,000 |
| Interest expense | 306,000 | 501,000 | 676,000 | 829,000 |
| Net interest income | 5,040,000 | 10,948,000 | 15,567,000 | 19,977,000 |
| Noninterest income | 2,133,000 | 3,552,000 | 4,595,000 | 5,740,000 |
| Noninterest expense | 3,117,000 | 6,014,000 | 8,864,000 | 11,597,000 |
| Provision for loan losses | 140,000 | 703,000 | 819,000 | 969,000 |
| Pretax income | 3,923,000 | 7,985,000 | 10,681,000 | 13,353,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,923,000 | 7,985,000 | 10,681,000 | 13,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,629,000 | 75,240,000 | 74,708,000 | 77,380,000 |
| Total capital | 78,126,000 | 79,579,000 | 78,971,000 | 81,503,000 |
| Risk-weighted assets | 358,527,000 | 345,196,000 | 339,207,000 | 327,667,000 |