Call reports 2019
AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON — 2019
What AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 605,606,000 | 609,896,000 | 623,574,000 | 619,854,000 |
| Total loans | 271,525,000 | 282,409,000 | 278,886,000 | 283,574,000 |
| Allowance for loan losses | 5,433,000 | 5,549,000 | 5,606,000 | 5,575,000 |
| Securities available for sale | 292,562,000 | 287,149,000 | 273,895,000 | 295,727,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 522,133,000 | 524,153,000 | 536,949,000 | 531,029,000 |
| Interest-bearing deposits | 396,223,000 | 397,193,000 | 401,531,000 | 398,100,000 |
| Noninterest-bearing deposits | 125,910,000 | 126,960,000 | 135,418,000 | 132,929,000 |
| Equity capital | 71,614,000 | 73,028,000 | 72,719,000 | 76,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,183,000 | 10,471,000 | 15,811,000 | 21,185,000 |
| Interest expense | 377,000 | 759,000 | 1,122,000 | 1,457,000 |
| Net interest income | 4,806,000 | 9,712,000 | 14,689,000 | 19,728,000 |
| Noninterest income | 1,517,000 | 3,315,000 | 4,991,000 | 6,906,000 |
| Noninterest expense | 2,851,000 | 5,815,000 | 8,742,000 | 11,735,000 |
| Provision for loan losses | 60,000 | 170,000 | 390,000 | 590,000 |
| Pretax income | 3,412,000 | 7,062,000 | 10,572,000 | 14,332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,412,000 | 7,062,000 | 10,572,000 | 14,332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,291,000 | 71,001,000 | 69,990,000 | 73,750,000 |
| Total capital | 77,618,000 | 75,533,000 | 74,545,000 | 78,298,000 |
| Risk-weighted assets | 345,063,000 | 361,508,000 | 363,360,000 | 362,852,000 |