Call reports 2018
AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON — 2018
What AMERICAN STATE BANK & TRUST COMPANY OF WILLISTON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 612,401,000 | 597,433,000 | 590,619,000 | 613,932,000 |
| Total loans | 263,449,000 | 273,629,000 | 276,398,000 | 271,437,000 |
| Allowance for loan losses | 5,378,000 | 5,411,000 | 5,567,000 | 5,437,000 |
| Securities available for sale | 313,303,000 | 296,891,000 | 285,063,000 | 299,239,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 536,367,000 | 523,001,000 | 515,868,000 | 533,513,000 |
| Interest-bearing deposits | 386,921,000 | 379,583,000 | 394,697,000 | 394,393,000 |
| Noninterest-bearing deposits | 149,446,000 | 143,418,000 | 121,171,000 | 139,120,000 |
| Equity capital | 63,114,000 | 61,585,000 | 62,409,000 | 68,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,952,000 | 10,037,000 | 15,185,000 | 20,444,000 |
| Interest expense | 284,000 | 599,000 | 945,000 | 1,295,000 |
| Net interest income | 4,668,000 | 9,438,000 | 14,240,000 | 19,149,000 |
| Noninterest income | 1,439,000 | 2,982,000 | 5,120,000 | 6,661,000 |
| Noninterest expense | 2,855,000 | 5,641,000 | 8,309,000 | 11,303,000 |
| Provision for loan losses | 0 | 75,000 | 225,000 | 245,000 |
| Pretax income | 3,252,000 | 6,709,000 | 10,833,000 | 14,269,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,252,000 | 6,709,000 | 10,833,000 | 14,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,209,000 | 67,419,000 | 69,413,000 | 72,849,000 |
| Total capital | 72,458,000 | 71,669,000 | 73,704,000 | 77,126,000 |
| Risk-weighted assets | 338,822,000 | 338,873,000 | 342,023,000 | 341,018,000 |